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Patton's Mission: to dramatically improve the financial lives of every investor we encounter.

Performance

Industry-leading Performance

Our Super-Diversified Portfolios have delivered industry-leading performance *. It's impossible to say these returns are the best in the industry but they are certainly among the best we can find!

There is a lot to consider when evaluating performance such as the amount of risk in the portfolio, the period of time, the market environment, and more. The performance of our Super-Diversified Portfolios show well in light of all these considerations.

In the accompanying graph see a comparison of our Super-Diversified portfolio performance to that of multiple comparables. Furthermore, if you would like to see how our Super-Diversified Portfolio compares to your portfolio, click here to request a portfolio review.

* per Portfolio Peer Review Performance Report dated December 31, 2016 produced by SuggestUs Asset Risk Consultants.

Super-Diversification versus Competition ?

Compounded Return
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See how our returns compared to various industry benchmarks

Performance results backed by research

In addition to delivering industry-leading results since 2010, Patton's Super-Diversified Portfolios are backed by research extending to 1972. Investing is a marathon, not a sprint. An investment strategy must be designed to weather a wide-range of market environments. Research indicates that results since 2010 are consistent with returns that could have been achieved over decades of time.

Luck or Design + Discipline?

Great short-term performance can happen by luck but great long-term performance generally only happens by design and discipline. The performance of Super-Diversification has been the result of design and discipline. Its concepts and disciplines are supported by mathematics and extensive research that have proven to work for decades and we expect to continue working for decades.

Long-term investment success is achieved by identifying the most successful investment principles, implementation of the same, and having the discipline to stay the course. There have certainly been shorter periods of time when the performance of Super-Diversification has lagged behind a more traditional strategy...that's the reality for every investment strategy. Having the discipline to stay the course during these times can be difficult for some investors but has proven rewarding long-term.


Our competitor's performance

Why don't other advisors report their past performance? We believe because it's not worthy of reporting!

Do some research, search the internet or inquire directly with other advisors, and you'll find that performance results are difficult if not impossible to find for our competitors. You will find that many investment advisors write a lot about their investment process and philosophies but typically omit performance results and any proof that their investment strategy works well.

When inquiring directly with an advisor, they may show you a sample client portfolio with the names hidden. This then begs the question of whether or not this one client was the one with the best performance or was this representative of all their client portfolios. Some advisors will try to explain that each client is different so there is no one performance to report. This may be true but the industry has guidelines about how to report such performance.

The bottom line is that a very few advisors advertise performance. From what we've seen this is for very good reason! We believe the benchmarks we use when comparing our performance to the industry are the best available and likely over-estimate how the average adviser is actually performing.

Performance for long-term investors

Investing is a marathon and not a sprint. If you want to chase the hottest trends, Super-Diversification is not for you. Super-Diversification is designed and built to win the marathon but it will not win every sprint. There is no investment strategy that works best all the time; this is one of the most challenging realities for many investors.

frequently asked questions

Q. What is an index fund ?

We must first understand what is an index. An index is something that measures the value and performance of a particular type of investment. For example, the Dow Jones Industrial Index is an index of 30 stocks that tends to be used to measure the performance of the U.S. stocks market (in particular large U.S. stocks).

There are hundreds of indexes to measure the performance of nearly any type of investment. Some of the more popular indexes are the following:

  • S&P 500 (U.S. large stocks)
  • Russell 2000 (U.S. small stocks)
  • MSCI EAFE (International developed country stocks)
  • Barclays Aggregate Bond Index (U.S. bond market)

Again, there are hundreds of indexes for all types of investments. These indexes are only mathematical calculations and not actual money. For example, the S&P 500 is an index of 500 U.S. stocks. The price of each of the 500 stocks is used to calculate the value and performance of the index.



An index FUND is simply a fund that is designed to replicate a given index with real money. For example, an S&P 500 index fund typically owns all 500 stocks in the S&P 500 index. Therefore, its performance is going to be virtually identical to the performance of the mathematically calculated S&P 500 index. These funds are considered to be passively managed meaning that they simply are designed to replicate the index and there is no manage actively trying to buy and sell securities.

Today there are 100ĺs of index fundsůfunds that are designed to replicate the performance of nearly every type of investment.

Not all indexes funds are created equally. As one example, there are many S&P 500 index funds and some will have very low fees and some will not.

Q. What is an ETF or Exchange Traded Fund ?

An Exchange Traded Fund, or ETF, is a fund similar to a mutual fund. The primary difference is that an ETF is traded on an exchange like a stock while a mutual fund is only bought and sold at the close of trading once a day.

The majority of ETFs are also index funds (addressed in a separate FAQ). The advantage of ETFs over mutual funds is that ETFs are sometimes a little less expensive than a like-typed mutual fund and ETFs sometimes offer access to more types of investments.

Q. What is an actively managed fund ?

There are generally two types of funds, passively managed (index funds) and actively managed. A passively managed index fund (addressed in a separate FAQ), such as an S&P 500 index fund, simply owns all 500 stocks in the S&P 500 and intends to replicate the performance of the S&P 500 index. An actively managed fund is own where there is a manager or team of managers whose job it is to try to buy and sell the right securities and the right time in an effort to perform better than an index.

The fact is that actively managed funds on average underperform like-type index funds. Higher costs, both higher expense ratios and other additional costs associated with operating the fund, are generally to blame for this poorer performance.

Q. What is a custodian?

A custodian is the entity that holds your money or investments (your account). Brokerage firms and banks are typically the custodian of investorsĺ accounts. The custodian is responsible for the safekeeping and reporting on your account.

One way to dramatically reduce the risk of fraud is to separate the role of custodian and manager. This provides investors with a good checks and balances and makes it nearly impossible for a manager to fraudulently take your money.

Q. What is risk tolerance?

Determining your risk tolerance is one of the very most important things you can do. Your risk tolerances is simply determining how much risk you are willing to take with your investments. Most often risk tolerance is determined by completing a questionnaire. These questionnaires are often very good tools.

Risk tolerance is both a combination of financial risk and emotional or psychological risk. Many investors can financial afford higher risk but emotionally they cannot handle the ups and downs that come with that higher risk.

Once an investor knows his risk tolerance, a portfolio then needs to be designed that is expected to deliver the desired level of risk.

Q. What is an INDEPENDENT investment advisor?

An independent investment advisor, often a Registered Investment Advisor (RIA), is one who does not work for a brokerage firm. Independent advisors tend to be less motivated to sell products and instead focus on giving the best advice to their clients.

Still have a question? Ask Patton

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